Skip to content

Douglas Coupland

August 8, 2014

Went to the Vancouver Art Gallery yesterday to see the Coupland exhibit. It was excellent! I had no idea the extent of the creativity of this person. There is a lot to see and it is definitely a show you can attend more than once.

The intrigue about his work is substantial. You can see a unique perspective of the world we now live in. You can see elements of being a Vancouverite and a Canadian. There is boldness yet intricacy in the presentations. It is exciting to dismantle and then reconstruct, in a different fashion, one’s view of something. So much of his art does this and it is brilliant.

One very neat thing is the invitation to take pictures with the hashtag #couplandvan.

IMG_6890.JPG

Holidays

August 6, 2014
IMG_6754.JPG

Half way through a 3 week holiday and for the first time in a long time I feel somewhat rested.

We seem to get into an everyday work cycle that is not very easy to shed. It takes a lot of concentrated effort to stay away from the business aspect of your life with the immediacy of smartphones and the ubiquitous internet. It seems we have woven our personal and business lives in such a fashion it is hard to take them apart. A staycation is more like part time work.

The next week will be how well my mind can reset. And how hot and sunny it will be!

Last day at CUWaterCooler Nashville

October 18, 2013

The CUWaterCooler is just about over. There are two more presentations before it will be the end of this years Symposium. It has been as different as all the others before it.

We missed a few of the editors like Ed Brett from Westminster Credit Union. The venue is probably the best ever and those returning knew the neighbourhood so getting around was easier. We reunited with old friends and made some new ones. We talked about the same old things and some new debates began. Matt Monge’s presentation about ‘Servant Leadership’ was extremely valuable and really challenged anyone who was a CEO. Rob Oxoby’s “Behavoir, Savings and Borrowing of the Lifecycle: Insights from Behavioural Economics’ gave us some remarkable experience in Games Theory. Every presentation was valuable and relevant to anyone in a credit union. And as always there was an entertainment factor at times. When I get home I need to find that old Monopoly game.

One can’t really put a tag or singular definiton about CUWaterCooler. It really needs to be experienced. It is fun and it makes you think is some new fashion. Thanks to everyone who came, to those who contributed, to Tim and Matt who work so hard to make it what it is, to Ron who always gives us some incredible insight and to Nashville for being a wonderful host.

Funny, once you drink from this watercooler you always want to come back.

Expectations for the CUWaterCooler

October 14, 2013

There are only a few days left until leaving for Nashville to attend the CUWaterCooler event. It has been a few years that this event has been in existence and has evolved from the Forum Solutions Symposium in Fishers, Indiana that goes back to at least 2008. (somebody out there will correct me on this).

I realize some individuals when reading this will say that most of us are just regurgitating the same old stuff and live in our own credit union echo chamber. That may appear to be so. Maybe it is because most of us have travelled the road of attending too many value-less conferences. We have paid large amounts of money only to hear experts tell us what we either already know or what we have dismissed as not extremely vital.

One of the key understandings of co-hosts and editors is to have a symposium that brings value in the simplest of terms to everyone who attends. Most presentations are by people who have a high degree of passion for what they will speak about. They are genuine in what they present and are more than willing to be challenged to further the dialogue. When everyone is willing to discuss the subject everyone learns.

I am always amazed by the people who attend for the first time. They really haven’t experienced those types of discussions or that level of networking. They usually come away excited and anxious about what to do when they get home. That makes this event different. The ideas you hear about get developed to a greater degree by the communication you have with everyone there. You begin to formulate what that will mean where you work. That is the real magic of the CUWaterCooler. Two days of being part of a group of people who want to do a better job, are willing to change and have some great ideas on how to accomplish these new found challenges — who wouldn’t want be to part of that?

Here is some advice. Come with no expectations except to enjoy the company, have intriguing discussions and make some new friends. What you leave with will be a gentle prodding to try something different. For some that will be immediate, for others a much longer journey. The fact is that something in the way you perceive credit unions will change, if only just a little. And that is what makes it all worth it.

It is a little cold in Winnipeg

March 14, 2013

Yesterday after having lunch with a few friends at an Ethiopian restaurant I was able to spend the afternoon at the Winnipeg Art Gallery (WAG). This was the first afternoon I had ever had free time in the city and had heard of their collection of Inuit carvings was the largest in the world. It really was worth it.

They had a large exhibit framed around the various decades since 1950. You could see the progression or more so the influence of the outside world in their carvings over the years. The geographic area from which the carvings have come from is huge but the common points the artists were depicting were similar. It was intriguing to see such beautiful work. 

It started me thinking about the creativity in each piece given the landscape, geography and setting in which the carving was created. There was simplicity and yet in the strongest possible terms a complex beauty you rarely see. Art seems to transcend what we see with our eyes. It begins to take us into a realm that we don’t inhabit very often. To be able to be drawn in by the uniqueness of so many carvings was a wonderful experience. We need to take time, to pause for more than an hour and enter those artful, creative realms where text and noise no longer exist. It refreshes us to be human on occasion. 

If you are ever in Winnipeg visit the WAG. It is an exceptional place.

Image

 

The visit to SXSW

March 12, 2013

Well I finally attended SXSW and it was everything I imagined, some more so than others. There were disappointments but it wasn’t with the venue or what was being offered. There were speakers that one expected some sort of intelligent discussion or debate about a subject and it was apparent that wasn’t to be. There is a group here and it is worth pointing out that they are a minority who are chasing money. They are looking for the next big Twitter or piece of hardware that they have developed or are developing or are cash investors. You hear the money subject a number of times but that isn’t what SXSW is about. There is a world connected by the internet and a lot of it is here.

 

When you get away from the main floor of the convention centre you realize all the world is not made up of billionaires or wannabes. There were some pretty passionate presentations that cover so many topics. It was like sitting in front of a TV and trying to decide which of 300 channels to pick. One definitely has to scour the list of presenters to get the best picks or you will miss out. The places are all alive with a constant hum of people moving about and talking about everything. 

 

What did I like best about SXSW? The huge variety of subject matter, it really was incredible. You could only touch a small percentage of it. There were people here who by themselves would be the solo drawing card keynote speaker at any conference. There were a huge number of tech companies sponsoring just about everything. It took a few days to get used to the vastness of what was going on but when you did get a better picture, as always, it was time to go.

 

My sidekicks in this adventure were Tim McAlpine and Matt Davis. They added to the experience at every moment. It wouldn’t have been as good without them. I wouldn’t do anything much different the next time I came. More preparation in choosing the subject matter for sure and hopefully a hotel room closer to downtown. If you enjoy technology, music and food there is no place like it.

The age old question of how many CU’s in the future

September 4, 2012

Jeffry Pilcher at FinancialBrand.com has written an excellent article on the credit union industry outlook. I would recommend you read this but more importantly read the comments because they are the key as to viewing how individuals perceive the result of this information.

Here in B.C. we have already gone through a “shrinkage” of credit unions over the last 20 years. In 1992 when I came back into the system there were 107 credit unions, now there are 44. The larger CUs have an 80% + total of the BC system assets at large. That is held by fewer than 10 credit unions. And yes we heard the ‘economies of scale’ proposition put forward at least 1,000 times in the last 20 years in all its hues and colours. But what really happened to those credit unions? What is the unknown cost of this ‘shrinkage’?

I believe the key component to loosing credit unions is their own belief that they are no longer relevant to their membership based on criteria that they inherited from outside sources. They begin to drink the wrong coloured Kool-Aid. They are so preoccupied with the ‘system’ template on how to run their organization they forget to leverage their strengths and develop and reinvent themselves in this very different financial world. By following the Pied Piper of ‘bigger is better’ they forget the culture they have and the history they have come from. To put it bluntly, they just give up, ignoring the wealth both financially and culturally that their credit union has established in their community. 

There is nothing wrong with numerous credit unions in the same market. We all agree on the free market concept. What is neglected is that as credit unions we must align some strategies as financial co-operatives. No credit union is an island. At the same time individual credit unions must develop strategies that are dynamic and relevant. Those strategies must come from the source of collective wisdom of their membership. The direction that they set will be unique, growing and vital to their own ongoing future. 

Listening, formulating, innovating, creating, respecting, and working towards a common vision is not easy. It is work. The end result will be a credit union that does not worry about how many CUs there will be in the future as you will be too busy maintaining that relevance with your membership and also contributing to the health of the credit union movement.

The cost of loosing CUs is huge. There are too many ‘funerals’ and not enough ‘births’. I believe smaller CUs are sometimes the conscience of the movement. Being smaller also gives a huge advantage for innovation and quick time of delivery for products and services. There is a role for both smaller and larger CUs to tackle our aging and declining membership base. What I have seen recently in the BC Credit Union movement has given me a new direction and a very positive view of the synergy used by both ends of the spectrum. It begins with discussing our cooperative nature and respecting our strategic differences.

 

Follow

Get every new post delivered to your Inbox.